<div class="footer-colum-title">
                            <h3>
                                Payment & Shipping
                            </h3>
                        </div>
                        <div class="footer-column-content">
<ul class="footer links">
<li class="nav item"><a href="#">Terms of Use</a></li>
<li class="nav item"><a href="#">Payment Methods</a></li>
<li class="nav item"><a href="#">Shipping Guide</a></li>
<li class="nav item"><a href="#">Order Tracking</a></li>
<li class="nav item"><a href="#">Return % Exchange</a></li>
</ul>
</div>